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Insurance Tips

Ways to Save on Life Insurance Premiums

Buy life insurance when you are young.
Buy the right amount of coverage and the right length of term life insurance.
Make sure you deal with a licensed provider who covers all the underwriting criteria in case you fall under one or more risk factors.
Ask for discounts if you intend to pay your premium annually or monthly via electronic fund transfer.
Review your life insurance policy at regular intervals.

Tips to save on Homeowner’s Insurance

Speak to a reliable insurance expert to know how much coverage you need.
Install an electronic security system.
Ask for a deductible if your home is made of fire resistant material.
Tips to save on Auto Insurance
Keep your driving record clean. The more accidents or moving vehicle violations on your record, the higher the premium.
Installing security devices such as car alarms, air bags and other safety devices will generally lower your premium.
Raising your deductible can lower your premium. But be ready to pay more out of your own pocket if you have an accident.